We Help Homeowners Decide if they Should Sell their House

Unsure Of Your Options? Contact Us!

Homeowners Resource Group, Inc. was created in order to assist homeowners and their families to know all the options available to them regarding their properties that they may be having trouble with. We understand that when we face difficulties within our own families, we want to know whom we can trust when it comes to making important life changing decisions.

Throughout life, times arise when it is a question of if is time to sell or try to keep a house that we can no longer afford or keep up with. Life changes happen from a death in the family, a job loss, divorce, illness, or another distressing situation, and then it becomes increasingly difficult to maintain a property and keep paying mortgage and taxes. With the rising costs of living expenses, it has become more difficult every year for the American family to maintain a comfortable lifestyle.

Many homeowners that fall behind on their mortgage end up “under water” and owe more than what the property is worth. At that point, it usually is not even financially sensible to keep paying the mortgage on a property is not worth what is owed. They are not aware that they can sell the property through a short sale and still walk away with money, or be able to settle their debt through a short pay.

Sometimes, when a family member dies, the rest of the family inherits a property that is burdened with debt from a reverse mortgage or tax liens. They think it is usually a lost cause and let it go back to the bank or lien holder, not realizing that they may still have the ability to sell it and walk away with money, even if there is no equity in the house.

In some cases, a homeowners has filed for bankruptcy to discharge their debt, only to find they still own the house and have not been taken off the deed. Many times, bankruptcy attorneys advise their clients that if they get their debt discharged through a Chapter 7 bankruptcy, they still end up owning the house years later after they have walked away from it. They are not even aware that they have the ability to do a short sale on it and receive money for selling it. If they are not able to do a Chapter 13 to restructure their debt because they cannot afford the payments, the bankruptcy trustee or the mortgage servicer end up sending back the money to the borrower and proceed with the foreclosure to get the house back to the bank at auction.

Having helped thousands of homeowners these types of difficult situations, are in pre-foreclosure, or owe more than what the property is worth, have inherited a property with our without a will, an uninhabitable, unlivable, poor condition property that seems unsellable, and help clear title issues such as additional judgments and liens through a short sale or short pay. These are the most effective remedies when it comes time to sell, because it takes care of the debt that is owed on the property, and allows the homeowner to still walk away with money in most cases.

Areas of Service in New York

Nassau County

Suffolk County

New York City

Or give us a call at (631) 759-4408 to chat with us over the phone